LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,586
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,220/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,501
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,927
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,078
−HK$1,168/mo
Today · 4.125%
HK$45,246
baseline
▲ 0.50% · 4.625%
HK$47,631
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,492/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,303
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,744
−HK$1,463/mo
Today · 4.125%
HK$49,207
baseline
▲ 0.50% · 4.625%
HK$52,201
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,414/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,512
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,894
−HK$1,401/mo
Today · 4.125%
HK$54,295
baseline
▲ 0.50% · 4.625%
HK$57,157
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,590/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,021
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,701
−HK$1,707/mo
Today · 4.125%
HK$57,408
baseline
▲ 0.50% · 4.625%
HK$60,901
+HK$3,493/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,816/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,098
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,709
−HK$1,635/mo
Today · 4.125%
HK$63,344
baseline
▲ 0.50% · 4.625%
HK$66,683
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,688/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,455
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,616
−HK$2,195/mo
Today · 4.125%
HK$73,811
baseline
▲ 0.50% · 4.625%
HK$78,302
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,622/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,268
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,341
−HK$2,102/mo
Today · 4.125%
HK$81,443
baseline
▲ 0.50% · 4.625%
HK$85,736
+HK$4,293/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,886/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,571 · Scale 2, in force from 26 Feb 2026)