LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,587
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,787
−HK$1,220/mo
Today · 4.125%
HK$41,007
baseline
▲ 0.50% · 4.625%
HK$43,502
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,014/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,928
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,079
−HK$1,168/mo
Today · 4.125%
HK$45,247
baseline
▲ 0.50% · 4.625%
HK$47,632
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,494/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,304
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,745
−HK$1,463/mo
Today · 4.125%
HK$49,208
baseline
▲ 0.50% · 4.625%
HK$52,202
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,416/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,513
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,895
−HK$1,401/mo
Today · 4.125%
HK$54,296
baseline
▲ 0.50% · 4.625%
HK$57,158
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,592/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,022
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,702
−HK$1,707/mo
Today · 4.125%
HK$57,409
baseline
▲ 0.50% · 4.625%
HK$60,903
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,818/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,099
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,710
−HK$1,636/mo
Today · 4.125%
HK$63,346
baseline
▲ 0.50% · 4.625%
HK$66,685
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,692/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,456
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,617
−HK$2,195/mo
Today · 4.125%
HK$73,812
baseline
▲ 0.50% · 4.625%
HK$78,303
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,624/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,270
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,342
−HK$2,102/mo
Today · 4.125%
HK$81,444
baseline
▲ 0.50% · 4.625%
HK$85,737
+HK$4,293/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,888/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,582 · Scale 2, in force from 26 Feb 2026)