LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,591
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,792
−HK$1,219/mo
Today · 4.125%
HK$41,011
baseline
▲ 0.50% · 4.625%
HK$43,507
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,022/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,933
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,084
−HK$1,168/mo
Today · 4.125%
HK$45,252
baseline
▲ 0.50% · 4.625%
HK$47,637
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,504/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,310
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,750
−HK$1,464/mo
Today · 4.125%
HK$49,214
baseline
▲ 0.50% · 4.625%
HK$52,208
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,428/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,519
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,901
−HK$1,401/mo
Today · 4.125%
HK$54,302
baseline
▲ 0.50% · 4.625%
HK$57,165
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,604/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,028
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,708
−HK$1,708/mo
Today · 4.125%
HK$57,416
baseline
▲ 0.50% · 4.625%
HK$60,910
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,832/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,106
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,718
−HK$1,635/mo
Today · 4.125%
HK$63,353
baseline
▲ 0.50% · 4.625%
HK$66,692
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,706/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,464
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,625
−HK$2,195/mo
Today · 4.125%
HK$73,820
baseline
▲ 0.50% · 4.625%
HK$78,312
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,640/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,279
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,351
−HK$2,103/mo
Today · 4.125%
HK$81,454
baseline
▲ 0.50% · 4.625%
HK$85,747
+HK$4,293/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,908/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,655 · Scale 2, in force from 26 Feb 2026)