LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,593
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,793
−HK$1,220/mo
Today · 4.125%
HK$41,013
baseline
▲ 0.50% · 4.625%
HK$43,509
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,026/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,934
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,086
−HK$1,168/mo
Today · 4.125%
HK$45,254
baseline
▲ 0.50% · 4.625%
HK$47,639
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,508/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,311
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,752
−HK$1,464/mo
Today · 4.125%
HK$49,216
baseline
▲ 0.50% · 4.625%
HK$52,210
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,432/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,521
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,402/mo
Today · 4.125%
HK$54,305
baseline
▲ 0.50% · 4.625%
HK$57,167
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,610/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,030
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,711
−HK$1,707/mo
Today · 4.125%
HK$57,418
baseline
▲ 0.50% · 4.625%
HK$60,912
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,836/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,108
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,720
−HK$1,635/mo
Today · 4.125%
HK$63,355
baseline
▲ 0.50% · 4.625%
HK$66,695
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,710/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,467
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,628
−HK$2,195/mo
Today · 4.125%
HK$73,823
baseline
▲ 0.50% · 4.625%
HK$78,315
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,646/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,282
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,354
−HK$2,103/mo
Today · 4.125%
HK$81,457
baseline
▲ 0.50% · 4.625%
HK$85,751
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,914/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,680 · Scale 2, in force from 26 Feb 2026)