LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,593
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,794
−HK$1,220/mo
Today · 4.125%
HK$41,014
baseline
▲ 0.50% · 4.625%
HK$43,509
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,028/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,935
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,086
−HK$1,168/mo
Today · 4.125%
HK$45,254
baseline
▲ 0.50% · 4.625%
HK$47,640
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,508/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,312
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,753
−HK$1,463/mo
Today · 4.125%
HK$49,216
baseline
▲ 0.50% · 4.625%
HK$52,211
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,432/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,522
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,904
−HK$1,401/mo
Today · 4.125%
HK$54,305
baseline
▲ 0.50% · 4.625%
HK$57,168
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,610/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,031
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,712
−HK$1,707/mo
Today · 4.125%
HK$57,419
baseline
▲ 0.50% · 4.625%
HK$60,913
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,838/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,109
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,721
−HK$1,635/mo
Today · 4.125%
HK$63,356
baseline
▲ 0.50% · 4.625%
HK$66,696
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,712/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,468
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,629
−HK$2,196/mo
Today · 4.125%
HK$73,825
baseline
▲ 0.50% · 4.625%
HK$78,317
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,650/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,283
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,355
−HK$2,103/mo
Today · 4.125%
HK$81,458
baseline
▲ 0.50% · 4.625%
HK$85,752
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,916/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,690 · Scale 2, in force from 26 Feb 2026)