LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,594
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,794
−HK$1,220/mo
Today · 4.125%
HK$41,014
baseline
▲ 0.50% · 4.625%
HK$43,510
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,028/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,935
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,087
−HK$1,168/mo
Today · 4.125%
HK$45,255
baseline
▲ 0.50% · 4.625%
HK$47,640
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,510/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,313
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,753
−HK$1,464/mo
Today · 4.125%
HK$49,217
baseline
▲ 0.50% · 4.625%
HK$52,211
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,434/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,522
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,904
−HK$1,402/mo
Today · 4.125%
HK$54,306
baseline
▲ 0.50% · 4.625%
HK$57,168
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,612/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,031
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,712
−HK$1,708/mo
Today · 4.125%
HK$57,420
baseline
▲ 0.50% · 4.625%
HK$60,913
+HK$3,493/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,840/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,109
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,721
−HK$1,636/mo
Today · 4.125%
HK$63,357
baseline
▲ 0.50% · 4.625%
HK$66,696
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,714/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,469
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,630
−HK$2,195/mo
Today · 4.125%
HK$73,825
baseline
▲ 0.50% · 4.625%
HK$78,317
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,650/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,283
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,356
−HK$2,103/mo
Today · 4.125%
HK$81,459
baseline
▲ 0.50% · 4.625%
HK$85,753
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,918/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,695 · Scale 2, in force from 26 Feb 2026)