LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,595
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,796
−HK$1,219/mo
Today · 4.125%
HK$41,015
baseline
▲ 0.50% · 4.625%
HK$43,511
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,030/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,937
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,088
−HK$1,169/mo
Today · 4.125%
HK$45,257
baseline
▲ 0.50% · 4.625%
HK$47,642
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,514/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,314
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,464/mo
Today · 4.125%
HK$49,219
baseline
▲ 0.50% · 4.625%
HK$52,213
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,438/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,524
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,906
−HK$1,402/mo
Today · 4.125%
HK$54,308
baseline
▲ 0.50% · 4.625%
HK$57,170
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,616/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,033
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,714
−HK$1,708/mo
Today · 4.125%
HK$57,422
baseline
▲ 0.50% · 4.625%
HK$60,916
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,844/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,111
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,724
−HK$1,635/mo
Today · 4.125%
HK$63,359
baseline
▲ 0.50% · 4.625%
HK$66,699
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,718/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,471
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,632
−HK$2,196/mo
Today · 4.125%
HK$73,828
baseline
▲ 0.50% · 4.625%
HK$78,320
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,656/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,286
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,359
−HK$2,103/mo
Today · 4.125%
HK$81,462
baseline
▲ 0.50% · 4.625%
HK$85,756
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,924/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,718 · Scale 2, in force from 26 Feb 2026)