LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,596
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,796
−HK$1,220/mo
Today · 4.125%
HK$41,016
baseline
▲ 0.50% · 4.625%
HK$43,512
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,032/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,937
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,089
−HK$1,168/mo
Today · 4.125%
HK$45,257
baseline
▲ 0.50% · 4.625%
HK$47,643
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,514/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,315
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,464/mo
Today · 4.125%
HK$49,219
baseline
▲ 0.50% · 4.625%
HK$52,214
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,438/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,525
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,907
−HK$1,401/mo
Today · 4.125%
HK$54,308
baseline
▲ 0.50% · 4.625%
HK$57,171
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,616/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,034
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,715
−HK$1,707/mo
Today · 4.125%
HK$57,422
baseline
▲ 0.50% · 4.625%
HK$60,916
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,844/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,112
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,724
−HK$1,636/mo
Today · 4.125%
HK$63,360
baseline
▲ 0.50% · 4.625%
HK$66,700
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,720/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,472
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,633
−HK$2,196/mo
Today · 4.125%
HK$73,829
baseline
▲ 0.50% · 4.625%
HK$78,321
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,658/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,287
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,360
−HK$2,103/mo
Today · 4.125%
HK$81,463
baseline
▲ 0.50% · 4.625%
HK$85,757
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,926/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,725 · Scale 2, in force from 26 Feb 2026)