LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,596
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,797
−HK$1,220/mo
Today · 4.125%
HK$41,017
baseline
▲ 0.50% · 4.625%
HK$43,512
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,034/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,938
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,090
−HK$1,168/mo
Today · 4.125%
HK$45,258
baseline
▲ 0.50% · 4.625%
HK$47,643
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,516/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,316
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,756
−HK$1,464/mo
Today · 4.125%
HK$49,220
baseline
▲ 0.50% · 4.625%
HK$52,215
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,440/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,526
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,907
−HK$1,402/mo
Today · 4.125%
HK$54,309
baseline
▲ 0.50% · 4.625%
HK$57,172
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,618/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,035
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,716
−HK$1,707/mo
Today · 4.125%
HK$57,423
baseline
▲ 0.50% · 4.625%
HK$60,917
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,846/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,113
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,725
−HK$1,636/mo
Today · 4.125%
HK$63,361
baseline
▲ 0.50% · 4.625%
HK$66,701
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,722/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,473
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,634
−HK$2,196/mo
Today · 4.125%
HK$73,830
baseline
▲ 0.50% · 4.625%
HK$78,322
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,660/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,288
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,361
−HK$2,103/mo
Today · 4.125%
HK$81,464
baseline
▲ 0.50% · 4.625%
HK$85,758
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,928/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,737 · Scale 2, in force from 26 Feb 2026)