LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,598
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,798
−HK$1,220/mo
Today · 4.125%
HK$41,018
baseline
▲ 0.50% · 4.625%
HK$43,514
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,036/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,940
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,091
−HK$1,168/mo
Today · 4.125%
HK$45,259
baseline
▲ 0.50% · 4.625%
HK$47,645
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,518/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,317
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,758
−HK$1,464/mo
Today · 4.125%
HK$49,222
baseline
▲ 0.50% · 4.625%
HK$52,217
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,444/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,527
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,909
−HK$1,402/mo
Today · 4.125%
HK$54,311
baseline
▲ 0.50% · 4.625%
HK$57,174
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,622/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,037
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,718
−HK$1,707/mo
Today · 4.125%
HK$57,425
baseline
▲ 0.50% · 4.625%
HK$60,919
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,850/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,115
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,728
−HK$1,635/mo
Today · 4.125%
HK$63,363
baseline
▲ 0.50% · 4.625%
HK$66,703
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,726/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,476
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,637
−HK$2,196/mo
Today · 4.125%
HK$73,833
baseline
▲ 0.50% · 4.625%
HK$78,325
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,666/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,291
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,364
−HK$2,103/mo
Today · 4.125%
HK$81,467
baseline
▲ 0.50% · 4.625%
HK$85,761
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,934/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,759 · Scale 2, in force from 26 Feb 2026)