LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,598
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,799
−HK$1,220/mo
Today · 4.125%
HK$41,019
baseline
▲ 0.50% · 4.625%
HK$43,515
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,038/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,940
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,092
−HK$1,168/mo
Today · 4.125%
HK$45,260
baseline
▲ 0.50% · 4.625%
HK$47,646
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,520/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,318
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,759
−HK$1,463/mo
Today · 4.125%
HK$49,222
baseline
▲ 0.50% · 4.625%
HK$52,218
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,444/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,528
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,910
−HK$1,402/mo
Today · 4.125%
HK$54,312
baseline
▲ 0.50% · 4.625%
HK$57,175
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,624/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,038
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,718
−HK$1,708/mo
Today · 4.125%
HK$57,426
baseline
▲ 0.50% · 4.625%
HK$60,920
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,852/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,116
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,729
−HK$1,635/mo
Today · 4.125%
HK$63,364
baseline
▲ 0.50% · 4.625%
HK$66,704
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,728/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,477
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,638
−HK$2,196/mo
Today · 4.125%
HK$73,834
baseline
▲ 0.50% · 4.625%
HK$78,326
+HK$4,492/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,668/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,292
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,365
−HK$2,103/mo
Today · 4.125%
HK$81,468
baseline
▲ 0.50% · 4.625%
HK$85,762
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,936/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,769 · Scale 2, in force from 26 Feb 2026)