LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,599
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,800
−HK$1,220/mo
Today · 4.125%
HK$41,020
baseline
▲ 0.50% · 4.625%
HK$43,516
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,040/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,941
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,093
−HK$1,168/mo
Today · 4.125%
HK$45,261
baseline
▲ 0.50% · 4.625%
HK$47,647
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,522/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,319
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,760
−HK$1,463/mo
Today · 4.125%
HK$49,223
baseline
▲ 0.50% · 4.625%
HK$52,219
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,446/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,529
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,911
−HK$1,402/mo
Today · 4.125%
HK$54,313
baseline
▲ 0.50% · 4.625%
HK$57,176
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,626/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,039
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,720
−HK$1,707/mo
Today · 4.125%
HK$57,427
baseline
▲ 0.50% · 4.625%
HK$60,922
+HK$3,495/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,854/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,118
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,730
−HK$1,635/mo
Today · 4.125%
HK$63,365
baseline
▲ 0.50% · 4.625%
HK$66,706
+HK$3,341/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,730/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,478
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,640
−HK$2,195/mo
Today · 4.125%
HK$73,835
baseline
▲ 0.50% · 4.625%
HK$78,328
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,670/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,294
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,367
−HK$2,103/mo
Today · 4.125%
HK$81,470
baseline
▲ 0.50% · 4.625%
HK$85,764
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,940/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,782 · Scale 2, in force from 26 Feb 2026)