LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,600
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,801
−HK$1,220/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,517
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,942
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,094
−HK$1,168/mo
Today · 4.125%
HK$45,262
baseline
▲ 0.50% · 4.625%
HK$47,648
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,524/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,320
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,761
−HK$1,464/mo
Today · 4.125%
HK$49,225
baseline
▲ 0.50% · 4.625%
HK$52,220
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,450/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,531
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,913
−HK$1,402/mo
Today · 4.125%
HK$54,315
baseline
▲ 0.50% · 4.625%
HK$57,178
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,630/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,040
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,721
−HK$1,708/mo
Today · 4.125%
HK$57,429
baseline
▲ 0.50% · 4.625%
HK$60,923
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,858/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,119
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,731
−HK$1,636/mo
Today · 4.125%
HK$63,367
baseline
▲ 0.50% · 4.625%
HK$66,707
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,734/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,480
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,641
−HK$2,196/mo
Today · 4.125%
HK$73,837
baseline
▲ 0.50% · 4.625%
HK$78,330
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,674/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,296
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,369
−HK$2,103/mo
Today · 4.125%
HK$81,472
baseline
▲ 0.50% · 4.625%
HK$85,766
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,944/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,798 · Scale 2, in force from 26 Feb 2026)