LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,601
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,802
−HK$1,219/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,518
+HK$2,497/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,095
−HK$1,168/mo
Today · 4.125%
HK$45,263
baseline
▲ 0.50% · 4.625%
HK$47,649
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,526/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,321
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,762
−HK$1,464/mo
Today · 4.125%
HK$49,226
baseline
▲ 0.50% · 4.625%
HK$52,221
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,452/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,532
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,914
−HK$1,402/mo
Today · 4.125%
HK$54,316
baseline
▲ 0.50% · 4.625%
HK$57,179
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,632/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,041
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,722
−HK$1,708/mo
Today · 4.125%
HK$57,430
baseline
▲ 0.50% · 4.625%
HK$60,925
+HK$3,495/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,860/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,120
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,733
−HK$1,635/mo
Today · 4.125%
HK$63,368
baseline
▲ 0.50% · 4.625%
HK$66,709
+HK$3,341/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,736/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,482
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,643
−HK$2,196/mo
Today · 4.125%
HK$73,839
baseline
▲ 0.50% · 4.625%
HK$78,332
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,678/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,297
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,371
−HK$2,103/mo
Today · 4.125%
HK$81,474
baseline
▲ 0.50% · 4.625%
HK$85,768
+HK$4,294/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,948/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,811 · Scale 2, in force from 26 Feb 2026)