LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,601
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,802
−HK$1,220/mo
Today · 4.125%
HK$41,022
baseline
▲ 0.50% · 4.625%
HK$43,518
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,044/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,095
−HK$1,169/mo
Today · 4.125%
HK$45,264
baseline
▲ 0.50% · 4.625%
HK$47,649
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,528/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,321
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,762
−HK$1,464/mo
Today · 4.125%
HK$49,226
baseline
▲ 0.50% · 4.625%
HK$52,222
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,452/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,532
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,914
−HK$1,402/mo
Today · 4.125%
HK$54,316
baseline
▲ 0.50% · 4.625%
HK$57,179
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,632/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,042
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,723
−HK$1,708/mo
Today · 4.125%
HK$57,431
baseline
▲ 0.50% · 4.625%
HK$60,925
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,862/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,121
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,733
−HK$1,636/mo
Today · 4.125%
HK$63,369
baseline
▲ 0.50% · 4.625%
HK$66,709
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,738/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,482
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,643
−HK$2,196/mo
Today · 4.125%
HK$73,839
baseline
▲ 0.50% · 4.625%
HK$78,332
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,678/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,298
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,371
−HK$2,103/mo
Today · 4.125%
HK$81,474
baseline
▲ 0.50% · 4.625%
HK$85,769
+HK$4,295/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,948/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,817 · Scale 2, in force from 26 Feb 2026)