LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,602
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,803
−HK$1,220/mo
Today · 4.125%
HK$41,023
baseline
▲ 0.50% · 4.625%
HK$43,519
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,046/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,944
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,096
−HK$1,168/mo
Today · 4.125%
HK$45,264
baseline
▲ 0.50% · 4.625%
HK$47,650
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,528/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,322
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,763
−HK$1,464/mo
Today · 4.125%
HK$49,227
baseline
▲ 0.50% · 4.625%
HK$52,222
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,454/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,533
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,915
−HK$1,402/mo
Today · 4.125%
HK$54,317
baseline
▲ 0.50% · 4.625%
HK$57,180
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,634/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,043
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,724
−HK$1,708/mo
Today · 4.125%
HK$57,432
baseline
▲ 0.50% · 4.625%
HK$60,926
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,864/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,122
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,734
−HK$1,636/mo
Today · 4.125%
HK$63,370
baseline
▲ 0.50% · 4.625%
HK$66,710
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,740/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,483
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,645
−HK$2,196/mo
Today · 4.125%
HK$73,841
baseline
▲ 0.50% · 4.625%
HK$78,334
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,682/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,300
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,373
−HK$2,103/mo
Today · 4.125%
HK$81,476
baseline
▲ 0.50% · 4.625%
HK$85,771
+HK$4,295/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,952/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,828 · Scale 2, in force from 26 Feb 2026)