LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,602
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,803
−HK$1,220/mo
Today · 4.125%
HK$41,023
baseline
▲ 0.50% · 4.625%
HK$43,519
+HK$2,496/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,046/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,945
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,096
−HK$1,169/mo
Today · 4.125%
HK$45,265
baseline
▲ 0.50% · 4.625%
HK$47,651
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,530/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,323
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,764
−HK$1,464/mo
Today · 4.125%
HK$49,228
baseline
▲ 0.50% · 4.625%
HK$52,223
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,456/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,534
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,916
−HK$1,402/mo
Today · 4.125%
HK$54,318
baseline
▲ 0.50% · 4.625%
HK$57,181
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,636/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,043
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,724
−HK$1,708/mo
Today · 4.125%
HK$57,432
baseline
▲ 0.50% · 4.625%
HK$60,927
+HK$3,495/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,864/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,123
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,735
−HK$1,636/mo
Today · 4.125%
HK$63,371
baseline
▲ 0.50% · 4.625%
HK$66,711
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,742/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,484
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,646
−HK$2,196/mo
Today · 4.125%
HK$73,842
baseline
▲ 0.50% · 4.625%
HK$78,335
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,684/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,301
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,374
−HK$2,103/mo
Today · 4.125%
HK$81,477
baseline
▲ 0.50% · 4.625%
HK$85,772
+HK$4,295/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,954/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,836 · Scale 2, in force from 26 Feb 2026)