LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,604
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,804
−HK$1,220/mo
Today · 4.125%
HK$41,024
baseline
▲ 0.50% · 4.625%
HK$43,521
+HK$2,497/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,048/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,946
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,098
−HK$1,168/mo
Today · 4.125%
HK$45,266
baseline
▲ 0.50% · 4.625%
HK$47,652
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,532/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,324
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,765
−HK$1,464/mo
Today · 4.125%
HK$49,229
baseline
▲ 0.50% · 4.625%
HK$52,225
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,458/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,535
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,917
−HK$1,403/mo
Today · 4.125%
HK$54,320
baseline
▲ 0.50% · 4.625%
HK$57,183
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,640/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,045
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,726
−HK$1,708/mo
Today · 4.125%
HK$57,434
baseline
▲ 0.50% · 4.625%
HK$60,929
+HK$3,495/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,868/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,124
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,737
−HK$1,636/mo
Today · 4.125%
HK$63,373
baseline
▲ 0.50% · 4.625%
HK$66,713
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,746/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,486
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,648
−HK$2,196/mo
Today · 4.125%
HK$73,844
baseline
▲ 0.50% · 4.625%
HK$78,337
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,688/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,303
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,376
−HK$2,103/mo
Today · 4.125%
HK$81,479
baseline
▲ 0.50% · 4.625%
HK$85,774
+HK$4,295/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,958/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,855 · Scale 2, in force from 26 Feb 2026)