LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,605
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,805
−HK$1,220/mo
Today · 4.125%
HK$41,025
baseline
▲ 0.50% · 4.625%
HK$43,522
+HK$2,497/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,050/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,947
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,099
−HK$1,169/mo
Today · 4.125%
HK$45,268
baseline
▲ 0.50% · 4.625%
HK$47,654
+HK$2,386/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,536/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,326
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,767
−HK$1,464/mo
Today · 4.125%
HK$49,231
baseline
▲ 0.50% · 4.625%
HK$52,226
+HK$2,995/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,462/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,537
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,919
−HK$1,402/mo
Today · 4.125%
HK$54,321
baseline
▲ 0.50% · 4.625%
HK$57,184
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,642/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,046
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,728
−HK$1,708/mo
Today · 4.125%
HK$57,436
baseline
▲ 0.50% · 4.625%
HK$60,930
+HK$3,494/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,872/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,126
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,739
−HK$1,636/mo
Today · 4.125%
HK$63,375
baseline
▲ 0.50% · 4.625%
HK$66,715
+HK$3,340/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,750/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,488
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,650
−HK$2,196/mo
Today · 4.125%
HK$73,846
baseline
▲ 0.50% · 4.625%
HK$78,339
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,692/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,305
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,378
−HK$2,104/mo
Today · 4.125%
HK$81,482
baseline
▲ 0.50% · 4.625%
HK$85,777
+HK$4,295/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,964/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,873 · Scale 2, in force from 26 Feb 2026)