LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,609
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,810
−HK$1,220/mo
Today · 4.125%
HK$41,030
baseline
▲ 0.50% · 4.625%
HK$43,526
+HK$2,496/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,060/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,952
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,168/mo
Today · 4.125%
HK$45,272
baseline
▲ 0.50% · 4.625%
HK$47,659
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,544/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,330
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,771
−HK$1,465/mo
Today · 4.125%
HK$49,236
baseline
▲ 0.50% · 4.625%
HK$52,232
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,472/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,542
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,924
−HK$1,403/mo
Today · 4.125%
HK$54,327
baseline
▲ 0.50% · 4.625%
HK$57,190
+HK$2,863/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,654/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,052
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,733
−HK$1,709/mo
Today · 4.125%
HK$57,442
baseline
▲ 0.50% · 4.625%
HK$60,937
+HK$3,495/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,884/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,132
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,745
−HK$1,636/mo
Today · 4.125%
HK$63,381
baseline
▲ 0.50% · 4.625%
HK$66,722
+HK$3,341/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,762/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,496
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,657
−HK$2,197/mo
Today · 4.125%
HK$73,854
baseline
▲ 0.50% · 4.625%
HK$78,347
+HK$4,493/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,708/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,313
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,387
−HK$2,103/mo
Today · 4.125%
HK$81,490
baseline
▲ 0.50% · 4.625%
HK$85,786
+HK$4,296/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,980/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,939 · Scale 2, in force from 26 Feb 2026)