LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,611
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,812
−HK$1,220/mo
Today · 4.125%
HK$41,032
baseline
▲ 0.50% · 4.625%
HK$43,528
+HK$2,496/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,064/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,954
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,106
−HK$1,168/mo
Today · 4.125%
HK$45,274
baseline
▲ 0.50% · 4.625%
HK$47,661
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,548/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,333
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,774
−HK$1,464/mo
Today · 4.125%
HK$49,238
baseline
▲ 0.50% · 4.625%
HK$52,234
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,476/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,545
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,927
−HK$1,402/mo
Today · 4.125%
HK$54,329
baseline
▲ 0.50% · 4.625%
HK$57,193
+HK$2,864/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,658/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,055
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,736
−HK$1,708/mo
Today · 4.125%
HK$57,444
baseline
▲ 0.50% · 4.625%
HK$60,940
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,888/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,135
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,748
−HK$1,636/mo
Today · 4.125%
HK$63,384
baseline
▲ 0.50% · 4.625%
HK$66,725
+HK$3,341/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,768/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,499
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,661
−HK$2,196/mo
Today · 4.125%
HK$73,857
baseline
▲ 0.50% · 4.625%
HK$78,351
+HK$4,494/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,714/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,317
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,390
−HK$2,104/mo
Today · 4.125%
HK$81,494
baseline
▲ 0.50% · 4.625%
HK$85,790
+HK$4,296/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,988/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,970 · Scale 2, in force from 26 Feb 2026)