LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,613
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,814
−HK$1,220/mo
Today · 4.125%
HK$41,034
baseline
▲ 0.50% · 4.625%
HK$43,531
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,068/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,957
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,109
−HK$1,168/mo
Today · 4.125%
HK$45,277
baseline
▲ 0.50% · 4.625%
HK$47,664
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,554/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,336
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,777
−HK$1,464/mo
Today · 4.125%
HK$49,241
baseline
▲ 0.50% · 4.625%
HK$52,238
+HK$2,997/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,482/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,548
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,930
−HK$1,403/mo
Today · 4.125%
HK$54,333
baseline
▲ 0.50% · 4.625%
HK$57,197
+HK$2,864/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,666/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,058
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,740
−HK$1,708/mo
Today · 4.125%
HK$57,448
baseline
▲ 0.50% · 4.625%
HK$60,944
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,896/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,139
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,752
−HK$1,636/mo
Today · 4.125%
HK$63,388
baseline
▲ 0.50% · 4.625%
HK$66,730
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,776/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,504
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,666
−HK$2,196/mo
Today · 4.125%
HK$73,862
baseline
▲ 0.50% · 4.625%
HK$78,356
+HK$4,494/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,724/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,322
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,396
−HK$2,103/mo
Today · 4.125%
HK$81,499
baseline
▲ 0.50% · 4.625%
HK$85,795
+HK$4,296/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$162,998/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,013 · Scale 2, in force from 26 Feb 2026)