LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,613
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,814
−HK$1,221/mo
Today · 4.125%
HK$41,035
baseline
▲ 0.50% · 4.625%
HK$43,532
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,070/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,957
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,109
−HK$1,169/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$47,664
+HK$2,386/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,336
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,777
−HK$1,465/mo
Today · 4.125%
HK$49,242
baseline
▲ 0.50% · 4.625%
HK$52,238
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,484/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,548
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,931
−HK$1,402/mo
Today · 4.125%
HK$54,333
baseline
▲ 0.50% · 4.625%
HK$57,197
+HK$2,864/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,666/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,059
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,740
−HK$1,709/mo
Today · 4.125%
HK$57,449
baseline
▲ 0.50% · 4.625%
HK$60,944
+HK$3,495/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,898/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,140
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,753
−HK$1,636/mo
Today · 4.125%
HK$63,389
baseline
▲ 0.50% · 4.625%
HK$66,730
+HK$3,341/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,778/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,504
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,666
−HK$2,196/mo
Today · 4.125%
HK$73,862
baseline
▲ 0.50% · 4.625%
HK$78,357
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,724/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,322
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,396
−HK$2,104/mo
Today · 4.125%
HK$81,500
baseline
▲ 0.50% · 4.625%
HK$85,796
+HK$4,296/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,000/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,016 · Scale 2, in force from 26 Feb 2026)