LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,614
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,815
−HK$1,221/mo
Today · 4.125%
HK$41,036
baseline
▲ 0.50% · 4.625%
HK$43,533
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,072/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,958
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,110
−HK$1,169/mo
Today · 4.125%
HK$45,279
baseline
▲ 0.50% · 4.625%
HK$47,665
+HK$2,386/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,558/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,337
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,778
−HK$1,465/mo
Today · 4.125%
HK$49,243
baseline
▲ 0.50% · 4.625%
HK$52,239
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,486/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,549
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,932
−HK$1,403/mo
Today · 4.125%
HK$54,335
baseline
▲ 0.50% · 4.625%
HK$57,199
+HK$2,864/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,670/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,060
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,741
−HK$1,709/mo
Today · 4.125%
HK$57,450
baseline
▲ 0.50% · 4.625%
HK$60,946
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,900/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,141
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,754
−HK$1,636/mo
Today · 4.125%
HK$63,390
baseline
▲ 0.50% · 4.625%
HK$66,732
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,780/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,506
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,668
−HK$2,196/mo
Today · 4.125%
HK$73,864
baseline
▲ 0.50% · 4.625%
HK$78,359
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,728/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,324
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,398
−HK$2,104/mo
Today · 4.125%
HK$81,502
baseline
▲ 0.50% · 4.625%
HK$85,798
+HK$4,296/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,004/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,031 · Scale 2, in force from 26 Feb 2026)