LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,616
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,817
−HK$1,220/mo
Today · 4.125%
HK$41,037
baseline
▲ 0.50% · 4.625%
HK$43,534
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,074/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,960
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,112
−HK$1,169/mo
Today · 4.125%
HK$45,281
baseline
▲ 0.50% · 4.625%
HK$47,667
+HK$2,386/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,562/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,339
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,780
−HK$1,465/mo
Today · 4.125%
HK$49,245
baseline
▲ 0.50% · 4.625%
HK$52,241
+HK$2,996/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,490/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,552
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,934
−HK$1,403/mo
Today · 4.125%
HK$54,337
baseline
▲ 0.50% · 4.625%
HK$57,201
+HK$2,864/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,674/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,062
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,744
−HK$1,708/mo
Today · 4.125%
HK$57,452
baseline
▲ 0.50% · 4.625%
HK$60,948
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,904/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,143
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,756
−HK$1,637/mo
Today · 4.125%
HK$63,393
baseline
▲ 0.50% · 4.625%
HK$66,734
+HK$3,341/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,786/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,508
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,670
−HK$2,197/mo
Today · 4.125%
HK$73,867
baseline
▲ 0.50% · 4.625%
HK$78,362
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,734/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,327
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,401
−HK$2,104/mo
Today · 4.125%
HK$81,505
baseline
▲ 0.50% · 4.625%
HK$85,801
+HK$4,296/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,010/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,056 · Scale 2, in force from 26 Feb 2026)