LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,617
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,818
−HK$1,220/mo
Today · 4.125%
HK$41,038
baseline
▲ 0.50% · 4.625%
HK$43,536
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,076/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,961
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,113
−HK$1,169/mo
Today · 4.125%
HK$45,282
baseline
▲ 0.50% · 4.625%
HK$47,669
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,564/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,340
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,782
−HK$1,464/mo
Today · 4.125%
HK$49,246
baseline
▲ 0.50% · 4.625%
HK$52,243
+HK$2,997/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,492/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,553
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,936
−HK$1,402/mo
Today · 4.125%
HK$54,338
baseline
▲ 0.50% · 4.625%
HK$57,203
+HK$2,865/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,676/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,064
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,745
−HK$1,709/mo
Today · 4.125%
HK$57,454
baseline
▲ 0.50% · 4.625%
HK$60,950
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$114,908/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,145
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,758
−HK$1,637/mo
Today · 4.125%
HK$63,395
baseline
▲ 0.50% · 4.625%
HK$66,736
+HK$3,341/mo
Deposit HK$5.08M · loan HK$11.85M · min. income ≈ HK$126,790/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,510
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,672
−HK$2,197/mo
Today · 4.125%
HK$73,869
baseline
▲ 0.50% · 4.625%
HK$78,364
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,738/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,330
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,403
−HK$2,104/mo
Today · 4.125%
HK$81,507
baseline
▲ 0.50% · 4.625%
HK$85,804
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,014/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,075 · Scale 2, in force from 26 Feb 2026)