LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,620
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,821
−HK$1,221/mo
Today · 4.125%
HK$41,042
baseline
▲ 0.50% · 4.625%
HK$43,539
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,084/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,964
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,117
−HK$1,168/mo
Today · 4.125%
HK$45,285
baseline
▲ 0.50% · 4.625%
HK$47,673
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,570/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,344
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,785
−HK$1,465/mo
Today · 4.125%
HK$49,250
baseline
▲ 0.50% · 4.625%
HK$52,247
+HK$2,997/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,500/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,557
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,940
−HK$1,403/mo
Today · 4.125%
HK$54,343
baseline
▲ 0.50% · 4.625%
HK$57,207
+HK$2,864/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,686/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,068
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,750
−HK$1,708/mo
Today · 4.125%
HK$57,458
baseline
▲ 0.50% · 4.625%
HK$60,955
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,916/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,150
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,763
−HK$1,637/mo
Today · 4.125%
HK$63,400
baseline
▲ 0.50% · 4.625%
HK$66,742
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,800/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,516
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,678
−HK$2,197/mo
Today · 4.125%
HK$73,875
baseline
▲ 0.50% · 4.625%
HK$78,370
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,750/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,336
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,410
−HK$2,104/mo
Today · 4.125%
HK$81,514
baseline
▲ 0.50% · 4.625%
HK$85,811
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,028/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,125 · Scale 2, in force from 26 Feb 2026)