LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,621
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,822
−HK$1,221/mo
Today · 4.125%
HK$41,043
baseline
▲ 0.50% · 4.625%
HK$43,540
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,086/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,965
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,117
−HK$1,169/mo
Today · 4.125%
HK$45,286
baseline
▲ 0.50% · 4.625%
HK$47,674
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,572/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,345
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,786
−HK$1,465/mo
Today · 4.125%
HK$49,251
baseline
▲ 0.50% · 4.625%
HK$52,248
+HK$2,997/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$98,502/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,558
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,941
−HK$1,403/mo
Today · 4.125%
HK$54,344
baseline
▲ 0.50% · 4.625%
HK$57,208
+HK$2,864/mo
Deposit HK$6.77M · loan HK$10.16M · min. income ≈ HK$108,688/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,069
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,751
−HK$1,709/mo
Today · 4.125%
HK$57,460
baseline
▲ 0.50% · 4.625%
HK$60,956
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,920/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,151
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,764
−HK$1,637/mo
Today · 4.125%
HK$63,401
baseline
▲ 0.50% · 4.625%
HK$66,743
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,802/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,517
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,680
−HK$2,197/mo
Today · 4.125%
HK$73,877
baseline
▲ 0.50% · 4.625%
HK$78,372
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,754/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,337
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,411
−HK$2,105/mo
Today · 4.125%
HK$81,516
baseline
▲ 0.50% · 4.625%
HK$85,812
+HK$4,296/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,032/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,139 · Scale 2, in force from 26 Feb 2026)