LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,622
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,823
−HK$1,221/mo
Today · 4.125%
HK$41,044
baseline
▲ 0.50% · 4.625%
HK$43,541
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,088/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,966
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,119
−HK$1,169/mo
Today · 4.125%
HK$45,288
baseline
▲ 0.50% · 4.625%
HK$47,675
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,576/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,346
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,788
−HK$1,465/mo
Today · 4.125%
HK$49,253
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,506/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,560
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,943
−HK$1,402/mo
Today · 4.125%
HK$54,345
baseline
▲ 0.50% · 4.625%
HK$57,210
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,690/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,071
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,753
−HK$1,708/mo
Today · 4.125%
HK$57,461
baseline
▲ 0.50% · 4.625%
HK$60,958
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,922/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,153
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,766
−HK$1,637/mo
Today · 4.125%
HK$63,403
baseline
▲ 0.50% · 4.625%
HK$66,745
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,806/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,519
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,682
−HK$2,197/mo
Today · 4.125%
HK$73,879
baseline
▲ 0.50% · 4.625%
HK$78,374
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,758/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,340
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,414
−HK$2,104/mo
Today · 4.125%
HK$81,518
baseline
▲ 0.50% · 4.625%
HK$85,815
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,036/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,158 · Scale 2, in force from 26 Feb 2026)