LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,622
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,824
−HK$1,220/mo
Today · 4.125%
HK$41,044
baseline
▲ 0.50% · 4.625%
HK$43,542
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,088/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,967
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,119
−HK$1,169/mo
Today · 4.125%
HK$45,288
baseline
▲ 0.50% · 4.625%
HK$47,676
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,576/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,347
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,788
−HK$1,465/mo
Today · 4.125%
HK$49,253
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,506/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,560
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,943
−HK$1,403/mo
Today · 4.125%
HK$54,346
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,692/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,071
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,753
−HK$1,709/mo
Today · 4.125%
HK$57,462
baseline
▲ 0.50% · 4.625%
HK$60,958
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,924/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,154
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,767
−HK$1,637/mo
Today · 4.125%
HK$63,404
baseline
▲ 0.50% · 4.625%
HK$66,746
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,808/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,520
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,683
−HK$2,197/mo
Today · 4.125%
HK$73,880
baseline
▲ 0.50% · 4.625%
HK$78,375
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,760/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,341
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,415
−HK$2,104/mo
Today · 4.125%
HK$81,519
baseline
▲ 0.50% · 4.625%
HK$85,816
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,038/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,165 · Scale 2, in force from 26 Feb 2026)