LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,623
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,825
−HK$1,221/mo
Today · 4.125%
HK$41,046
baseline
▲ 0.50% · 4.625%
HK$43,543
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,092/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,968
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,121
−HK$1,169/mo
Today · 4.125%
HK$45,290
baseline
▲ 0.50% · 4.625%
HK$47,677
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,580/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,348
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,790
−HK$1,465/mo
Today · 4.125%
HK$49,255
baseline
▲ 0.50% · 4.625%
HK$52,252
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,510/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,562
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,945
−HK$1,403/mo
Today · 4.125%
HK$54,348
baseline
▲ 0.50% · 4.625%
HK$57,212
+HK$2,864/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,696/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,073
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,755
−HK$1,709/mo
Today · 4.125%
HK$57,464
baseline
▲ 0.50% · 4.625%
HK$60,960
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,928/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,156
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,769
−HK$1,637/mo
Today · 4.125%
HK$63,406
baseline
▲ 0.50% · 4.625%
HK$66,748
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,812/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,522
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,685
−HK$2,197/mo
Today · 4.125%
HK$73,882
baseline
▲ 0.50% · 4.625%
HK$78,377
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,764/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,343
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,417
−HK$2,104/mo
Today · 4.125%
HK$81,521
baseline
▲ 0.50% · 4.625%
HK$85,818
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,042/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,183 · Scale 2, in force from 26 Feb 2026)