LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,624
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,826
−HK$1,220/mo
Today · 4.125%
HK$41,046
baseline
▲ 0.50% · 4.625%
HK$43,544
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,092/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,969
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,122
−HK$1,169/mo
Today · 4.125%
HK$45,291
baseline
▲ 0.50% · 4.625%
HK$47,678
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,582/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,349
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,791
−HK$1,465/mo
Today · 4.125%
HK$49,256
baseline
▲ 0.50% · 4.625%
HK$52,253
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,512/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,563
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,946
−HK$1,403/mo
Today · 4.125%
HK$54,349
baseline
▲ 0.50% · 4.625%
HK$57,214
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,698/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,074
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,756
−HK$1,709/mo
Today · 4.125%
HK$57,465
baseline
▲ 0.50% · 4.625%
HK$60,962
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,930/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,157
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,770
−HK$1,637/mo
Today · 4.125%
HK$63,407
baseline
▲ 0.50% · 4.625%
HK$66,749
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,814/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,524
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,686
−HK$2,198/mo
Today · 4.125%
HK$73,884
baseline
▲ 0.50% · 4.625%
HK$78,379
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,768/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,345
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,419
−HK$2,104/mo
Today · 4.125%
HK$81,523
baseline
▲ 0.50% · 4.625%
HK$85,820
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,046/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,198 · Scale 2, in force from 26 Feb 2026)