LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,625
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,826
−HK$1,221/mo
Today · 4.125%
HK$41,047
baseline
▲ 0.50% · 4.625%
HK$43,545
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,094/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,970
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,122
−HK$1,169/mo
Today · 4.125%
HK$45,291
baseline
▲ 0.50% · 4.625%
HK$47,679
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,582/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,350
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,792
−HK$1,464/mo
Today · 4.125%
HK$49,256
baseline
▲ 0.50% · 4.625%
HK$52,254
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,512/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,564
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,947
−HK$1,403/mo
Today · 4.125%
HK$54,350
baseline
▲ 0.50% · 4.625%
HK$57,215
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,700/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,075
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,757
−HK$1,709/mo
Today · 4.125%
HK$57,466
baseline
▲ 0.50% · 4.625%
HK$60,963
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,932/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,158
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,771
−HK$1,637/mo
Today · 4.125%
HK$63,408
baseline
▲ 0.50% · 4.625%
HK$66,750
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,816/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,525
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,688
−HK$2,197/mo
Today · 4.125%
HK$73,885
baseline
▲ 0.50% · 4.625%
HK$78,380
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$147,770/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,346
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,420
−HK$2,104/mo
Today · 4.125%
HK$81,524
baseline
▲ 0.50% · 4.625%
HK$85,822
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.24M · min. income ≈ HK$163,048/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,208 · Scale 2, in force from 26 Feb 2026)