LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,625
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,827
−HK$1,221/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,545
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,096/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,970
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,123
−HK$1,169/mo
Today · 4.125%
HK$45,292
baseline
▲ 0.50% · 4.625%
HK$47,679
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,584/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,351
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,792
−HK$1,465/mo
Today · 4.125%
HK$49,257
baseline
▲ 0.50% · 4.625%
HK$52,254
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,514/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,564
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,947
−HK$1,403/mo
Today · 4.125%
HK$54,350
baseline
▲ 0.50% · 4.625%
HK$57,215
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,700/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,076
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,758
−HK$1,709/mo
Today · 4.125%
HK$57,467
baseline
▲ 0.50% · 4.625%
HK$60,963
+HK$3,496/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,934/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,159
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,772
−HK$1,637/mo
Today · 4.125%
HK$63,409
baseline
▲ 0.50% · 4.625%
HK$66,751
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,818/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,526
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,688
−HK$2,198/mo
Today · 4.125%
HK$73,886
baseline
▲ 0.50% · 4.625%
HK$78,381
+HK$4,495/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,772/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,347
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,421
−HK$2,105/mo
Today · 4.125%
HK$81,526
baseline
▲ 0.50% · 4.625%
HK$85,823
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,052/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,216 · Scale 2, in force from 26 Feb 2026)