LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,626
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,828
−HK$1,221/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,546
+HK$2,497/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,971
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,124
−HK$1,169/mo
Today · 4.125%
HK$45,293
baseline
▲ 0.50% · 4.625%
HK$47,680
+HK$2,387/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,586/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,352
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,793
−HK$1,465/mo
Today · 4.125%
HK$49,258
baseline
▲ 0.50% · 4.625%
HK$52,255
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,516/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,566
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,949
−HK$1,403/mo
Today · 4.125%
HK$54,352
baseline
▲ 0.50% · 4.625%
HK$57,217
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,704/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,077
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,759
−HK$1,709/mo
Today · 4.125%
HK$57,468
baseline
▲ 0.50% · 4.625%
HK$60,965
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,936/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,160
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,773
−HK$1,637/mo
Today · 4.125%
HK$63,410
baseline
▲ 0.50% · 4.625%
HK$66,753
+HK$3,343/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,820/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,527
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,690
−HK$2,197/mo
Today · 4.125%
HK$73,887
baseline
▲ 0.50% · 4.625%
HK$78,383
+HK$4,496/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,774/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,349
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,423
−HK$2,104/mo
Today · 4.125%
HK$81,527
baseline
▲ 0.50% · 4.625%
HK$85,825
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,054/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,230 · Scale 2, in force from 26 Feb 2026)