LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,629
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,831
−HK$1,220/mo
Today · 4.125%
HK$41,051
baseline
▲ 0.50% · 4.625%
HK$43,549
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,102/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,974
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,127
−HK$1,169/mo
Today · 4.125%
HK$45,296
baseline
▲ 0.50% · 4.625%
HK$47,684
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,592/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,355
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,797
−HK$1,465/mo
Today · 4.125%
HK$49,262
baseline
▲ 0.50% · 4.625%
HK$52,259
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,524/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,569
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,952
−HK$1,403/mo
Today · 4.125%
HK$54,355
baseline
▲ 0.50% · 4.625%
HK$57,220
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,710/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,081
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,763
−HK$1,709/mo
Today · 4.125%
HK$57,472
baseline
▲ 0.50% · 4.625%
HK$60,969
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,944/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,164
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,778
−HK$1,637/mo
Today · 4.125%
HK$63,415
baseline
▲ 0.50% · 4.625%
HK$66,757
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,830/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,532
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,695
−HK$2,197/mo
Today · 4.125%
HK$73,892
baseline
▲ 0.50% · 4.625%
HK$78,389
+HK$4,497/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,784/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,354
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,428
−HK$2,105/mo
Today · 4.125%
HK$81,533
baseline
▲ 0.50% · 4.625%
HK$85,831
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,066/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,274 · Scale 2, in force from 26 Feb 2026)