LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,630
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,831
−HK$1,221/mo
Today · 4.125%
HK$41,052
baseline
▲ 0.50% · 4.625%
HK$43,550
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,104/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,975
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,128
−HK$1,169/mo
Today · 4.125%
HK$45,297
baseline
▲ 0.50% · 4.625%
HK$47,685
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,594/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,356
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,798
−HK$1,465/mo
Today · 4.125%
HK$49,263
baseline
▲ 0.50% · 4.625%
HK$52,260
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,526/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,570
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,953
−HK$1,403/mo
Today · 4.125%
HK$54,356
baseline
▲ 0.50% · 4.625%
HK$57,222
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,712/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,082
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,764
−HK$1,709/mo
Today · 4.125%
HK$57,473
baseline
▲ 0.50% · 4.625%
HK$60,970
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,946/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,165
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,779
−HK$1,637/mo
Today · 4.125%
HK$63,416
baseline
▲ 0.50% · 4.625%
HK$66,759
+HK$3,343/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,832/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,534
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,696
−HK$2,198/mo
Today · 4.125%
HK$73,894
baseline
▲ 0.50% · 4.625%
HK$78,390
+HK$4,496/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,788/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,355
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,430
−HK$2,105/mo
Today · 4.125%
HK$81,535
baseline
▲ 0.50% · 4.625%
HK$85,832
+HK$4,297/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,070/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,286 · Scale 2, in force from 26 Feb 2026)