LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,631
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,832
−HK$1,221/mo
Today · 4.125%
HK$41,053
baseline
▲ 0.50% · 4.625%
HK$43,551
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,106/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,976
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,129
−HK$1,169/mo
Today · 4.125%
HK$45,298
baseline
▲ 0.50% · 4.625%
HK$47,686
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,596/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,357
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,799
−HK$1,465/mo
Today · 4.125%
HK$49,264
baseline
▲ 0.50% · 4.625%
HK$52,262
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$98,528/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,572
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,955
−HK$1,403/mo
Today · 4.125%
HK$54,358
baseline
▲ 0.50% · 4.625%
HK$57,223
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.16M · min. income ≈ HK$108,716/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,083
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,765
−HK$1,710/mo
Today · 4.125%
HK$57,475
baseline
▲ 0.50% · 4.625%
HK$60,972
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,950/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,167
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,781
−HK$1,637/mo
Today · 4.125%
HK$63,418
baseline
▲ 0.50% · 4.625%
HK$66,760
+HK$3,342/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,836/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,536
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,698
−HK$2,198/mo
Today · 4.125%
HK$73,896
baseline
▲ 0.50% · 4.625%
HK$78,392
+HK$4,496/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,792/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,358
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,432
−HK$2,105/mo
Today · 4.125%
HK$81,537
baseline
▲ 0.50% · 4.625%
HK$85,835
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,074/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,305 · Scale 2, in force from 26 Feb 2026)