LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,632
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,834
−HK$1,221/mo
Today · 4.125%
HK$41,055
baseline
▲ 0.50% · 4.625%
HK$43,553
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,110/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,978
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,131
−HK$1,169/mo
Today · 4.125%
HK$45,300
baseline
▲ 0.50% · 4.625%
HK$47,688
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,600/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,359
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,801
−HK$1,465/mo
Today · 4.125%
HK$49,266
baseline
▲ 0.50% · 4.625%
HK$52,263
+HK$2,997/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,532/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,574
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,957
−HK$1,403/mo
Today · 4.125%
HK$54,360
baseline
▲ 0.50% · 4.625%
HK$57,225
+HK$2,865/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,720/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,085
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,767
−HK$1,710/mo
Today · 4.125%
HK$57,477
baseline
▲ 0.50% · 4.625%
HK$60,974
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,954/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,169
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,783
−HK$1,637/mo
Today · 4.125%
HK$63,420
baseline
▲ 0.50% · 4.625%
HK$66,763
+HK$3,343/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,840/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,538
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,701
−HK$2,198/mo
Today · 4.125%
HK$73,899
baseline
▲ 0.50% · 4.625%
HK$78,395
+HK$4,496/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,798/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,360
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,435
−HK$2,105/mo
Today · 4.125%
HK$81,540
baseline
▲ 0.50% · 4.625%
HK$85,838
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,080/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,327 · Scale 2, in force from 26 Feb 2026)