LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,633
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,835
−HK$1,221/mo
Today · 4.125%
HK$41,056
baseline
▲ 0.50% · 4.625%
HK$43,554
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,112/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,979
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,132
−HK$1,169/mo
Today · 4.125%
HK$45,301
baseline
▲ 0.50% · 4.625%
HK$47,689
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,602/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,360
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,802
−HK$1,465/mo
Today · 4.125%
HK$49,267
baseline
▲ 0.50% · 4.625%
HK$52,265
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,534/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,575
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,958
−HK$1,403/mo
Today · 4.125%
HK$54,361
baseline
▲ 0.50% · 4.625%
HK$57,227
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,722/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,086
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,769
−HK$1,709/mo
Today · 4.125%
HK$57,478
baseline
▲ 0.50% · 4.625%
HK$60,975
+HK$3,497/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,956/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,171
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,784
−HK$1,637/mo
Today · 4.125%
HK$63,421
baseline
▲ 0.50% · 4.625%
HK$66,764
+HK$3,343/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,842/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,540
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,703
−HK$2,197/mo
Today · 4.125%
HK$73,900
baseline
▲ 0.50% · 4.625%
HK$78,397
+HK$4,497/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,800/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,362
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,437
−HK$2,105/mo
Today · 4.125%
HK$81,542
baseline
▲ 0.50% · 4.625%
HK$85,840
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,084/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,342 · Scale 2, in force from 26 Feb 2026)