LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,635
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,836
−HK$1,221/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,981
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,133
−HK$1,170/mo
Today · 4.125%
HK$45,303
baseline
▲ 0.50% · 4.625%
HK$47,691
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,606/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,361
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,804
−HK$1,465/mo
Today · 4.125%
HK$49,269
baseline
▲ 0.50% · 4.625%
HK$52,267
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,538/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,577
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,960
−HK$1,403/mo
Today · 4.125%
HK$54,363
baseline
▲ 0.50% · 4.625%
HK$57,229
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,726/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,088
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,771
−HK$1,709/mo
Today · 4.125%
HK$57,480
baseline
▲ 0.50% · 4.625%
HK$60,978
+HK$3,498/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,960/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,173
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,787
−HK$1,637/mo
Today · 4.125%
HK$63,424
baseline
▲ 0.50% · 4.625%
HK$66,767
+HK$3,343/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,848/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,542
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,705
−HK$2,198/mo
Today · 4.125%
HK$73,903
baseline
▲ 0.50% · 4.625%
HK$78,400
+HK$4,497/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,806/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,365
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,440
−HK$2,105/mo
Today · 4.125%
HK$81,545
baseline
▲ 0.50% · 4.625%
HK$85,843
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,090/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,365 · Scale 2, in force from 26 Feb 2026)