LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,637
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,839
−HK$1,221/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,559
+HK$2,499/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,984
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,136
−HK$1,170/mo
Today · 4.125%
HK$45,306
baseline
▲ 0.50% · 4.625%
HK$47,694
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,612/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,365
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,807
−HK$1,465/mo
Today · 4.125%
HK$49,272
baseline
▲ 0.50% · 4.625%
HK$52,270
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,544/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,580
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,964
−HK$1,403/mo
Today · 4.125%
HK$54,367
baseline
▲ 0.50% · 4.625%
HK$57,233
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,734/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,092
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,775
−HK$1,709/mo
Today · 4.125%
HK$57,484
baseline
▲ 0.50% · 4.625%
HK$60,982
+HK$3,498/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,968/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,177
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,791
−HK$1,637/mo
Today · 4.125%
HK$63,428
baseline
▲ 0.50% · 4.625%
HK$66,772
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,856/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,547
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,711
−HK$2,197/mo
Today · 4.125%
HK$73,908
baseline
▲ 0.50% · 4.625%
HK$78,406
+HK$4,498/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,816/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,371
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,446
−HK$2,105/mo
Today · 4.125%
HK$81,551
baseline
▲ 0.50% · 4.625%
HK$85,849
+HK$4,298/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,102/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,412 · Scale 2, in force from 26 Feb 2026)