LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,639
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,841
−HK$1,221/mo
Today · 4.125%
HK$41,062
baseline
▲ 0.50% · 4.625%
HK$43,560
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,124/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,985
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,138
−HK$1,169/mo
Today · 4.125%
HK$45,307
baseline
▲ 0.50% · 4.625%
HK$47,696
+HK$2,389/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,614/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,366
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,809
−HK$1,465/mo
Today · 4.125%
HK$49,274
baseline
▲ 0.50% · 4.625%
HK$52,272
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,548/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,582
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,966
−HK$1,403/mo
Today · 4.125%
HK$54,369
baseline
▲ 0.50% · 4.625%
HK$57,235
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,738/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,094
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,777
−HK$1,709/mo
Today · 4.125%
HK$57,486
baseline
▲ 0.50% · 4.625%
HK$60,984
+HK$3,498/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,972/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,179
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,793
−HK$1,637/mo
Today · 4.125%
HK$63,430
baseline
▲ 0.50% · 4.625%
HK$66,774
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,860/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,550
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,713
−HK$2,198/mo
Today · 4.125%
HK$73,911
baseline
▲ 0.50% · 4.625%
HK$78,408
+HK$4,497/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,822/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,373
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,448
−HK$2,105/mo
Today · 4.125%
HK$81,553
baseline
▲ 0.50% · 4.625%
HK$85,852
+HK$4,299/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,106/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,433 · Scale 2, in force from 26 Feb 2026)