LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,641
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,843
−HK$1,221/mo
Today · 4.125%
HK$41,064
baseline
▲ 0.50% · 4.625%
HK$43,562
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,128/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,987
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,140
−HK$1,170/mo
Today · 4.125%
HK$45,310
baseline
▲ 0.50% · 4.625%
HK$47,698
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,620/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,369
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,811
−HK$1,465/mo
Today · 4.125%
HK$49,276
baseline
▲ 0.50% · 4.625%
HK$52,275
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,552/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,585
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,968
−HK$1,404/mo
Today · 4.125%
HK$54,372
baseline
▲ 0.50% · 4.625%
HK$57,238
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,744/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,097
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,780
−HK$1,709/mo
Today · 4.125%
HK$57,489
baseline
▲ 0.50% · 4.625%
HK$60,987
+HK$3,498/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,978/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,182
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,796
−HK$1,638/mo
Today · 4.125%
HK$63,434
baseline
▲ 0.50% · 4.625%
HK$66,777
+HK$3,343/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,868/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,553
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,717
−HK$2,198/mo
Today · 4.125%
HK$73,915
baseline
▲ 0.50% · 4.625%
HK$78,412
+HK$4,497/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,830/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,377
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,452
−HK$2,106/mo
Today · 4.125%
HK$81,558
baseline
▲ 0.50% · 4.625%
HK$85,857
+HK$4,299/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,116/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,466 · Scale 2, in force from 26 Feb 2026)