LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,642
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,844
−HK$1,221/mo
Today · 4.125%
HK$41,065
baseline
▲ 0.50% · 4.625%
HK$43,564
+HK$2,499/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,130/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,989
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,142
−HK$1,169/mo
Today · 4.125%
HK$45,311
baseline
▲ 0.50% · 4.625%
HK$47,700
+HK$2,389/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,622/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,370
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,813
−HK$1,465/mo
Today · 4.125%
HK$49,278
baseline
▲ 0.50% · 4.625%
HK$52,277
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,556/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,587
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,970
−HK$1,404/mo
Today · 4.125%
HK$54,374
baseline
▲ 0.50% · 4.625%
HK$57,240
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,748/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,099
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,782
−HK$1,709/mo
Today · 4.125%
HK$57,491
baseline
▲ 0.50% · 4.625%
HK$60,990
+HK$3,499/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,982/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,184
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,799
−HK$1,637/mo
Today · 4.125%
HK$63,436
baseline
▲ 0.50% · 4.625%
HK$66,780
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,872/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,556
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,719
−HK$2,198/mo
Today · 4.125%
HK$73,917
baseline
▲ 0.50% · 4.625%
HK$78,415
+HK$4,498/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,834/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,380
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,455
−HK$2,106/mo
Today · 4.125%
HK$81,561
baseline
▲ 0.50% · 4.625%
HK$85,860
+HK$4,299/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,122/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,489 · Scale 2, in force from 26 Feb 2026)