LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,642
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,844
−HK$1,222/mo
Today · 4.125%
HK$41,066
baseline
▲ 0.50% · 4.625%
HK$43,564
+HK$2,498/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,132/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,989
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,142
−HK$1,170/mo
Today · 4.125%
HK$45,312
baseline
▲ 0.50% · 4.625%
HK$47,700
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,624/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,371
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,813
−HK$1,466/mo
Today · 4.125%
HK$49,279
baseline
▲ 0.50% · 4.625%
HK$52,277
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,558/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,587
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,971
−HK$1,403/mo
Today · 4.125%
HK$54,374
baseline
▲ 0.50% · 4.625%
HK$57,240
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,748/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,099
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,782
−HK$1,710/mo
Today · 4.125%
HK$57,492
baseline
▲ 0.50% · 4.625%
HK$60,990
+HK$3,498/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,984/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,185
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,799
−HK$1,638/mo
Today · 4.125%
HK$63,437
baseline
▲ 0.50% · 4.625%
HK$66,780
+HK$3,343/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,874/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,556
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,720
−HK$2,198/mo
Today · 4.125%
HK$73,918
baseline
▲ 0.50% · 4.625%
HK$78,416
+HK$4,498/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,836/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,381
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,456
−HK$2,105/mo
Today · 4.125%
HK$81,561
baseline
▲ 0.50% · 4.625%
HK$85,861
+HK$4,300/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,122/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,495 · Scale 2, in force from 26 Feb 2026)