LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,644
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,846
−HK$1,221/mo
Today · 4.125%
HK$41,067
baseline
▲ 0.50% · 4.625%
HK$43,566
+HK$2,499/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,134/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,991
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,144
−HK$1,169/mo
Today · 4.125%
HK$45,313
baseline
▲ 0.50% · 4.625%
HK$47,702
+HK$2,389/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,626/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,372
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,815
−HK$1,465/mo
Today · 4.125%
HK$49,280
baseline
▲ 0.50% · 4.625%
HK$52,279
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,560/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,589
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,973
−HK$1,403/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,242
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,101
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,784
−HK$1,710/mo
Today · 4.125%
HK$57,494
baseline
▲ 0.50% · 4.625%
HK$60,992
+HK$3,498/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,988/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,187
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,801
−HK$1,638/mo
Today · 4.125%
HK$63,439
baseline
▲ 0.50% · 4.625%
HK$66,783
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,878/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,559
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,722
−HK$2,199/mo
Today · 4.125%
HK$73,921
baseline
▲ 0.50% · 4.625%
HK$78,419
+HK$4,498/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,842/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,383
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,459
−HK$2,105/mo
Today · 4.125%
HK$81,564
baseline
▲ 0.50% · 4.625%
HK$85,864
+HK$4,300/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,128/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,517 · Scale 2, in force from 26 Feb 2026)