LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,645
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,847
−HK$1,221/mo
Today · 4.125%
HK$41,068
baseline
▲ 0.50% · 4.625%
HK$43,567
+HK$2,499/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,136/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,992
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,145
−HK$1,170/mo
Today · 4.125%
HK$45,315
baseline
▲ 0.50% · 4.625%
HK$47,703
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,630/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,374
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,816
−HK$1,466/mo
Today · 4.125%
HK$49,282
baseline
▲ 0.50% · 4.625%
HK$52,280
+HK$2,998/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,564/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,590
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,974
−HK$1,404/mo
Today · 4.125%
HK$54,378
baseline
▲ 0.50% · 4.625%
HK$57,244
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,756/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,103
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,786
−HK$1,709/mo
Today · 4.125%
HK$57,495
baseline
▲ 0.50% · 4.625%
HK$60,994
+HK$3,499/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,990/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,189
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,803
−HK$1,637/mo
Today · 4.125%
HK$63,440
baseline
▲ 0.50% · 4.625%
HK$66,784
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,880/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,561
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,724
−HK$2,199/mo
Today · 4.125%
HK$73,923
baseline
▲ 0.50% · 4.625%
HK$78,421
+HK$4,498/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,846/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,385
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,461
−HK$2,105/mo
Today · 4.125%
HK$81,566
baseline
▲ 0.50% · 4.625%
HK$85,866
+HK$4,300/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,132/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,533 · Scale 2, in force from 26 Feb 2026)