LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,647
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,221/mo
Today · 4.125%
HK$41,071
baseline
▲ 0.50% · 4.625%
HK$43,570
+HK$2,499/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,142/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,995
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,148
−HK$1,170/mo
Today · 4.125%
HK$45,318
baseline
▲ 0.50% · 4.625%
HK$47,707
+HK$2,389/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,636/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,377
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,820
−HK$1,465/mo
Today · 4.125%
HK$49,285
baseline
▲ 0.50% · 4.625%
HK$52,284
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,570/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,594
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,978
−HK$1,403/mo
Today · 4.125%
HK$54,381
baseline
▲ 0.50% · 4.625%
HK$57,248
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,762/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,106
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,789
−HK$1,710/mo
Today · 4.125%
HK$57,499
baseline
▲ 0.50% · 4.625%
HK$60,998
+HK$3,499/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$114,998/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,193
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,807
−HK$1,638/mo
Today · 4.125%
HK$63,445
baseline
▲ 0.50% · 4.625%
HK$66,789
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,890/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,565
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,729
−HK$2,199/mo
Today · 4.125%
HK$73,928
baseline
▲ 0.50% · 4.625%
HK$78,426
+HK$4,498/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,856/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,391
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,466
−HK$2,106/mo
Today · 4.125%
HK$81,572
baseline
▲ 0.50% · 4.625%
HK$85,872
+HK$4,300/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,144/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,578 · Scale 2, in force from 26 Feb 2026)