LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,648
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,222/mo
Today · 4.125%
HK$41,072
baseline
▲ 0.50% · 4.625%
HK$43,571
+HK$2,499/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,144/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,996
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,149
−HK$1,169/mo
Today · 4.125%
HK$45,318
baseline
▲ 0.50% · 4.625%
HK$47,707
+HK$2,389/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,636/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,378
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,820
−HK$1,466/mo
Today · 4.125%
HK$49,286
baseline
▲ 0.50% · 4.625%
HK$52,285
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,572/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,595
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,978
−HK$1,404/mo
Today · 4.125%
HK$54,382
baseline
▲ 0.50% · 4.625%
HK$57,249
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,764/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,107
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,790
−HK$1,710/mo
Today · 4.125%
HK$57,500
baseline
▲ 0.50% · 4.625%
HK$60,999
+HK$3,499/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$115,000/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,194
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,808
−HK$1,638/mo
Today · 4.125%
HK$63,446
baseline
▲ 0.50% · 4.625%
HK$66,790
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,892/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,566
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,730
−HK$2,199/mo
Today · 4.125%
HK$73,929
baseline
▲ 0.50% · 4.625%
HK$78,427
+HK$4,498/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,858/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,392
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,468
−HK$2,105/mo
Today · 4.125%
HK$81,573
baseline
▲ 0.50% · 4.625%
HK$85,873
+HK$4,300/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,146/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,587 · Scale 2, in force from 26 Feb 2026)